where does your credit score start out
Age of credit history addresses the age of the information on your credit reports not your own age. Credit scores are just one indicator of your credit risk and may be used by credit providers like banks and credit card companies to help understand how responsible you are to lend to.
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But you could be 40 years old without much of a credit.
. Generally a higher credit score is considered better as it indicates lower risk. This drives around 10 of your score. What Does Age of Credit Lines Mean.
A credit score is a number which summarises the credit information from your credit report. Obviously if youre only 18 years old youre unlikely to have a lengthy credit history as you probably just got your first credit card.
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